
Tom Clinch
Agency Owner & Broker
Tom Clinch is the owner and licensed broker of the agency. Tom grew up in Helena, MT and has lived in several locations throughout Montana and North Dakota since graduating from the University of Montana here in Missoula in 2013. He started his insurance career in 2018 alongside the biggest insurance carrier in the country as an agency owner. He switched to become a broker agent to provide options and flexibility for his clients. He has a true passion for helping people with their risk management.
In his own time, he enjoys time with his wife, their two kids, and their two dogs. He spends as much time in the mountains as he can whether it's running, biking, hiking, camping, fishing, or just enjoying the views along the way!
Luke Billings

Insurance Broker
Luke grew up in Helena, Montana and is proud to call this community home. Before entering the insurance industry, he spent several years working in technology sales where he developed a strong foundation in problem solving, communication, and helping clients navigate important decisions. Prior to that, Luke also spent time as a fly-fishing guide, sharing Montana’s rivers and the outdoors with people from all over the world.
Today, Luke is passionate about helping individuals and families protect what matters most. He believes insurance should be more than a transaction. It should be a relationship built on trust, transparency, and service. Being able to work with people in the Helena community he grew up in is something he feels incredibly grateful for.
Outside of work, Luke spends as much time outdoors as possible. In the fall he can often be found chasing elk in the mountains, and throughout the rest of the year he enjoys mountain biking Helena’s incredible trail systems, fishing, and taking advantage of everything Montana has to offer.
